TERMS AND CONDITIONS OF SERVICE AND/OR USE

The Internet Protection Agency, LLC ("IPA") welcomes you. The IPA is a Louisiana Limited Liability Company. IPA provides its service to you subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at: http://ipatoday.com. In addition, when using particular IPA owned or operated services, you and IPA shall be subject to any posted guidelines or rules applicable to such services, which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the TOS.

This contract agreement and the TOS set fourth herein sets forth the legally binding terms for your use of the IPA Services. By using any IPA Services, you agree to be bound by this contract agreement, whether you are a "Visitor" (which means that you simply browse the IPA Website) or you are a "Member" (which means that you have registered with any of the IPA services). The term "User" refers to a Visitor or a Member. You are only authorized to use the IPA Services (regardless of whether your access or use is intended) if you agree to abide by all applicable laws and to this contract agreement. Please read this contract agreement and the TOS contained herein carefully and save it. If you do not agree with it, you should leave the IPA Website and discontinue use of all IPA Services immediately. If you wish to become a member for any IPA service, communicate with other IPA members and make use of any of the IPA services, you must read this contract agreement and indicate your acceptance during the Registration process.

IPA may modify this contract agreement from time to time and such modification shall be effective upon posting by IPA on the IPA Website. You agree to be bound to any changes to this contract agreement when you use any IPA services after any such modification is posted. It is therefore important that you review this contract agreement regularly to ensure you are updated as to any changes.

2. DESCRIPTION OF SERVICE
IPA provides users with access to a rich collection of resources, including various communications tools, forums, shopping services, search services, personalized content and branded programming through its network of properties, including but not limited to the Child Chain Network, which may be accessed through any various medium or device now known or hereafter developed (the "Service"). You also understand and agree that the Service may include advertisements and that these advertisements are necessary for IPA to provide the Service. You also understand and agree that the Service may include certain communications from IPA, such as service announcements, administrative messages and the IPA Newsletters, and that these communications are considered part of IPA membership and you will not be able to opt out of receiving them. Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the release of new IPA properties, shall be subject to the TOS. You understand and agree that the Service is provided "AS-IS" and that IPA assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings. You are responsible for obtaining access to the Service, and that access may involve third-party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including those fees associated with the display or delivery of advertisements. In addition, you must provide and are responsible for all equipment necessary to access the Service.

Please be aware that IPA has created (or will create) certain areas on the Service that contain adult or mature content. The purpose of these adult or mature areas are to inform adults and/or IPA adult membership of sexually explicit services or activity that IPA has located that IPA has deemed harmful to children. You must be at least 18 years of age to access and view such areas.

3. YOUR REGISTRATION OBLIGATIONS
In consideration of your use of the Service, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or IPA has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, IPA has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof). Further, IPA has the right to suspend or terminate any account and refuse any and all current or future use of any IPA service that IPA deems is in contrast or contradiction to the IPA mission and purpose or has been deemed by IPA to be otherwise inappropriate.

IPA is committed to protecting children and IPA services have been created for that purpose. IPA will investigate any inappropriate activity, including but not limited to online child sexual exploitation of any kind, and/or any other criminal activity, and when appropriate, identify, locate, arrest and prosecute anyone who uses the Internet and/or IPA services to sexually exploit children. Any information that you provide to IPA and/or any information captured by IPA on your account is subject to be submitted to law enforcement as evidence in any criminal investigation which may arise from online child sexual exploitation or any other criminal violation arising from the use of your IPA account or services provided to you by the IPA. Such information shall include but is not limited to the following: any and all registration information that you submit or is otherwise possessed by IPA, any and all forms of payment information, including credit card, debt card, bank accounts or other payment related information, any and all content information which may be captured by IPA or is otherwise preserved by IPA or a third party such as chat text, other text, images, video recording of web camera or other camera activity or any other recording, voice recording, or the contents of any other means of communicating within IPA services, any and all other means of identifying IPA users, such as a captured Internet protocol address or any other available means of locating the user of IPA services.

By using the services provided by the IPA, you agree that IPA has the right to capture or take possession of and submit to law enforcement all of the aforementioned registration, content, payment, identification, or any other information that IPA deems is useful in any criminal investigation arising from your use of IPA services or the use by some other person of your IPA account(s).

4. IPA PRIVACY POLICY
Registration Data and certain other information about you is subject to our Privacy Policy. You understand that through your use of the Service you consent to the collection and use (as set forth in this contract agreement and TOS) of this information, including the transfer of this information to the United States and/or other countries for storage, processing and use by IPA and its affiliates.

Except as otherwise described in this contract agreement, IPA will not disclose personal information to any third party unless we believe that disclosure is necessary: (1) to conform to legal requirements or to respond to a subpoena, search warrant or other legal process received by IPA, whether or not a response is required by applicable law; (2) to enforce the IPA Terms of Use Agreement or to protect our rights; or (3) to protect the safety of members of the public and users of the service as described above. IPA reserves the right to transfer personal information to a successor in interest that acquires rights to that information as a result of the sale of IPA or substantially all of its assets to that successor in interest.

5. MEMBER ACCOUNT, PASSWORD AND SECURITY
You may provide a password and receive account designation upon completing the Service's registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify IPA of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. IPA cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5.

6. MEMBER CONDUCT
You understand that all information, data, text, software, music, sound, photographs, graphics, video, messages, tags, or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated. This means that you, and not IPA, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the Service. IPA does not control the Content posted via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Service, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will IPA be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the Service.

You agree to not use the Service to:
upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

harm minors and/or children in any way;

impersonate any person or entity, including, but not limited to, an IPA official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity;

forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;

upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party;

upload, post, email, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas (such as shopping) that are designated for such purpose;

upload, post, email, transmit or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;

interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;

intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;

provide material support or resources (or to conceal or disguise the nature, location, source, or ownership of material support or resources) to any organization(s) designated by the United States government as a foreign terrorist organization pursuant to section 219 of the Immigration and Nationality Act;

"stalk" or otherwise harass another; and/or
collect or store personal data about other users in connection with the prohibited conduct and activities set forth in paragraphs a through m above.

You acknowledge that IPA may or may not pre-screen Content, but that IPA and its designees shall have the right (but not the obligation) in their sole discretion to pre-screen, refuse, or remove any Content that is available via the Service. Without limiting the foregoing, IPA and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by IPA or submitted to IPA, including without limitation information in IPA all parts of the Service.

Please choose carefully the information you post and/or allow your children to post on any IPA service that is available and provided to other users. Your profile in any IPA service may not include the following items: telephone numbers, street addresses, last names, and any photographs containing nudity, or obscene, lewd, excessively violent, harassing, sexually explicit or otherwise objectionable subject matter. Despite this prohibition, information provided by other IPA services members or users (for instance, in their Profile) may contain inaccurate, inappropriate, offensive or sexually explicit material, products or services, and IPA assumes no responsibility or liability for this material. If you become aware of misuse of the IPA services by any person, please contact toby@ipatoday.com.

IPA reserves the right, in its sole discretion, to reject, refuse to post or remove any posting (including private messages) by you, or to restrict, suspend, or terminate your access to all or any part of the IPA and/or Chatter Chain Services and/or any other IPA Services at any time, for any or no reason, with or without prior notice, and without liability.

You acknowledge, consent and agree that IPA may access, preserve and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of the IPA, its users and the public. (Review Paragraphs 3 and 4 above)
You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

You understand that the Service and software embodied within the Service may include security components that permit digital materials to be protected, and that use of these materials is subject to usage rules set by IPA and/or content providers who provide content to the Service. You may not attempt to override or circumvent any of the usage rules embedded into the Service. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Service, in whole or in part, is strictly prohibited.

7. INTERSTATE NATURE OF COMMUNICATIONS ON IPA NETWORK
When you register with IPA for any of its services, you acknowledge that in using IPA services to send electronic communications (including but not limited to email, search queries, sending messages to IPA Chat or IPA Groups, uploading photos and files to IPA Photos or Briefcase, and other Internet activities), you will be causing communications to be sent through IPA's computer networks, portions of which are located in Louisiana. As a result, and also as a result of IPA's network architecture and business practices and the nature of electronic communications, even communications that seem to be intrastate in nature can result in the transmission of interstate communications regardless of where you are physically located at the time of transmission. Accordingly, by agreeing to this Terms of Service, you acknowledge that use of the service results in interstate data transmissions which give rise to jurisdiction being enjoyed by the various courts of the United States of America.

8. SPECIAL ADMONITIONS FOR INTERNATIONAL USE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside.

9. CONTENT SUBMITTED OR MADE AVAILABLE FOR INCLUSION ON THE SERVICE
IPA does not claim ownership of Content you submit or make available for inclusion on the Service. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of any IPA Service, you grant IPA the following worldwide, royalty-free and non-exclusive license(s), as applicable:
With respect to Content you submit or make available for inclusion on any publicly accessible areas of any IPA Services, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purposes of providing and promoting the IPA Services to which such Content was submitted or made available.

With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the any IPA Service, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purposes of providing and promoting the IPA Services to which such Content was submitted or made available.

With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of any IPA Service the perpetual, irrevocable and fully sub licensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.

"Publicly accessible" areas of the Service are those areas of the IPA network of properties that are intended by IPA to be available to the general public and or select members of the general public. By way of example, publicly accessible areas of the Service would include any of IPA’s informational services, IPA Chatter Chain profiles and services, and/or any and all other IPA services that provided communication or postings available to others.

10. CONTRIBUTIONS TO IPA
By submitting ideas, suggestions, documents, and/or proposals ("Contributions") to IPA through its suggestion or feedback web pages, you acknowledge and agree that: (a) your Contributions do not contain confidential or proprietary information; (b) IPA is not under any obligation of confidentiality, express or implied, with respect to the Contributions; (c) IPA shall be entitled to use or disclose (or choose not to use or disclose) such Contributions for any purpose, in any way, in any media worldwide; (d) IPA may have something similar to the Contributions already under consideration or in development; (e) your Contributions automatically become the property of IPA without any obligation of IPA to you; and (f) you are not entitled to any compensation or reimbursement of any kind from IPA under any circumstances.

11. INDEMNITY
You agree to indemnify and hold IPA and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit or otherwise make available through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.

12. NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the Service (including your IPA ID), use of the Service, or access to the Service.

13. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that IPA may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that email messages, message board postings or other uploaded Content will be retained by the Service, the maximum number of email messages that may be sent from or received by an account on the Service, the maximum size of any email message that may be sent from or received by an account on the Service, the maximum disk space that will be allotted on IPA's servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that IPA has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that IPA reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that IPA reserves the right to modify these general practices and limits from time to time.

14. MODIFICATIONS TO SERVICE
IPA reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that IPA shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

15. TERMINATION
You agree that IPA may, under certain circumstances and without prior notice, immediately terminate your IPA account(s), any associated email address, and access to the Service. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems, (f) extended periods of inactivity, (g) engagement by you in fraudulent or illegal activities, and/or (h) nonpayment of any fees owed by you in connection with the Services. Termination of your IPA account includes (a) removal of access to all offerings within the Services if the IPA, (b) deletion of your password and all related information, files and content associated with or inside your account (or any part thereof), and (c) barring of further use of the Service. Further, you agree that all terminations for cause shall be made in IPA's sole discretion and that IPA shall not be liable to you or any third party for any termination of your account, any associated email address, or access to any IPA Service.

16. DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. You agree that IPA shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on the Service.

17. LINKS
The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because IPA has no control over such sites and resources, you acknowledge and agree that IPA is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that IPA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

18. IPA'S PROPRIETARY RIGHTS
You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by IPA or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part.

IPA grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, nor to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by IPA for use in accessing the Service.

19. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. IPA AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

IPA AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS; (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS; AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED.

ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM IPA OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE SERVICE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE SERVICE. IMMEDIATELY DISCONTINUE USE OF THE SERVICE AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE SERVICE: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

20. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT IPA AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF IPA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.

FURTHER, YOU EXPRESSLY UNDERSTAND AND AGREE THAT IPA AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSSES SUFFERED AS A RESULT OF CRIMINAL CONDUCT WHICH IN ANY WAY MAY ARISE FROM YOUR USE OR THE USE OF ANYONE USING YOUR IPA ACCOUNT AND/OR SERVICES, INCLUDING BUT NOT LIMITED TO CRIMINAL CONDUCT RESULTING IN DAMAGES TO YOU OR ANYONE USING YOUR IPA ACCOUNT OR SERVICES BY A THIRD PERSON.

FURTHER, YOU EXPRESSLY UNDERSTAND AND AGREE THAT IPA AND ITS SUSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES FOR LOSSES SUFFERED AS A RESULT OF ANY CONDUCT, CRIMINAL OR OTHERWISE, WHICH IN ANY WAY MAY ARISE FROM YOUR USE OR THE USE OF ANYONE USING YOUR FAMILY CHILD CHAIN REGISTRY ACCOUNT, INCLUDING BUT NOT LIMITED TO THE FOLLOWING:
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

• THE IPA IS NOT LIABLE FOR LOST OR STOLEN PERSONAL INFORMATION IMPUTED INTO YOUR CHILD CHAIN REGISTRY ACCOUNT, NO MATTER WHAT IS THE CAUSE OF THE LOST OR STOLEN PERSONAL INFORMATION
• THE IPA IS NOT LIABLE FOR THE MISUSE OF PERSONAL INFORMATION IMPUTED INTO YOUR CHILD CHAIN REGISTRY ACCOUNT, NO MATTER WHAT IS THE CAUSE OF THE MISUSE OF THE PERSONAL INFORMATION
• THE REGISTRAR IS SOLELY RESPONSIBLE FOR RESTRICTING ACCESS TO HIS/HER CHILD CHAIN REGISTRY ACCOUNT, AND THE IPA IS NOT LIABLE FOR DAMAGES CAUSED BY ANY UNAUTHORIZED ACCESS TO THE CHILD CHAIN REGISTRY WHATEVER THE CAUSE
• THE IPA IS NOT LIABLE FOR DAMAGES CAUSED BY ANYAUTHORIZED OR UNAUTHORIZED ACCESS BY ANYONE TO A CHILD CHAIN REGISTRY ACCOUNT BY THE ACCOUNT REGISTRAR, FAMILY MEMBER, OR ANY OTHER AUTHORIZED PARTY
• THE IPA IS NOT RESPONSIBLE FOR DAMAGES SHOULD A CHILD WHO IS REGISTERED IN THE CHILD CHAIN REGISTRY BE THE VICTIM OF ANY CRIMINAL CONDUCT
• ANY AND ALL INFORMATION THAT IS SHARED FROM THE CHILD CHAIN REGISTRY ACCOUNT BY THE REGISTRAR OR ANYONE HAVING AUTHORIZED AND/OR UNAUTHORIZED ACCESS TO THE ACCOUNT, IS RESPONSIBLE FOR ANY DAMAGES CAUSED BY SHARING THAT PERSONAL INFORMATION

21. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 18 AND 19 MAY NOT APPLY TO YOU.

22. SPECIAL ADMONITION FOR SERVICES RELATING TO FINANCIAL MATTERS
If you intend to create or join any service, receive or request any news, messages, alerts or other information from the Service concerning companies, stock quotes, investments or securities, please read the above Sections 19 and 20 again. They go doubly for you. In addition, for this type of information particularly, the phrase "Let the investor beware" is apt. The Service is provided for informational purposes only, and no Content included in the Service is intended for trading or investing purposes. IPA and its licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted or made available via the Service, and shall not be responsible or liable for any trading or investment decisions based on such information.

23. NO THIRD-PARTY BENEFICIARIES
You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this agreement.

24. NOTICE
IPA may provide you with notices, including those regarding changes to the TOS, by email, regular mail or postings on the Service.

25. TRADEMARK INFORMATION
The INTERNET PROTECTION AGENCY ("IPA"), Internet Protection Agency logo, the letters "IPA", Internet Protection Agency or IPA (in Chinese characters or any other language), “the Child Chain Network, Child Chain Registry, Check Chain, Chatter Chain, the IPA badge, the IPA Seal, 0 Tolerance, 0 Tolerance Initiative, Zero Tolerance, Zero Tolerance Initiative, Solutions Today for a Safe Tomorrow”, other IPA logos, product and service names, and all articles, other text, photographs, illustrations, graphics, product names, designs, logos, video material, and audio clips are trademarks and/or service marks, and/or are otherwise the intellectual property of the Internet Protection Agency, LLC (the "IPA Marks"). The IPA Marks are collectively protected by copyright, trademark, and other laws of the United States, as well as international conventions and the laws of other countries. Without IPA's prior permission, you agree not to display or use in any manner the IPA Marks.

26. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT
IPA respects the intellectual property of others, and we ask our users to do the same. IPA may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide IPA's Copyright Agent the following information:
an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;

a description of the copyrighted work or other intellectual property that you claim has been infringed;

a description of where the material that you claim is infringing is located on the site;

your address, telephone number, and email address;

a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;

a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.

IPA's Agent for Notice of claims of copyright or other intellectual property infringement can be reached as follows:
By mail:
Copyright Agent
c/o INTERNET PROTECTION AGENCY, LLC
17732 Highland Road, Suite G
Baton Rouge, LA 70810

27. GENERAL INFORMATION
Entire Agreement. The TOS constitutes the entire agreement between you and IPA and governs your use of the Service, superseding any prior agreements between you and IPA with respect to the Service. You also may be subject to additional terms and conditions that may apply when you use or purchase certain other IPA services, affiliate services, third-party content or third-party software.

Choice of Law and Forum for civil causes of action. The TOS and the relationship between you and IPA shall be governed by the laws of the State of Louisiana without regard to its conflict of law provisions. You and IPA agree to submit to the personal and exclusive jurisdiction of the state district courts located within the parish of East Baton Rouge, Louisiana.

Waiver and Severability of Terms. The failure of IPA to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

No Right of Survivorship and Non-Transferability. You agree that your IPA account is non-transferable and any rights to your IPA accounts or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or civil cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred.

The section titles in the TOS are for convenience only and have no legal or contractual effect.

28. TWENTY – FIVE THOUSAND DOLLAR REWARD.
The IPA will pay a twenty five thousand dollar ($25,000) reward to the person and/or persons who provide information to the government police agency who is conducting the official investigation into the abduction of a child who has not yet attained the age of 17 years of age who is currently registered in the Child Chain Registry at the time of the abduction. The purpose of this reward is to assist police in obtaining information from the general public that will lead to finding the victim and capturing those responsible in the abduction of the child. In order to be eligible to collect the reward the following terms and conditions must be met:

• the missing child must not have attained the age of 17
• the missing child must be have been registered in the Child Chain Registry for 72 hours prior to the actual abduction
• a total of $25,000 dollars (American dollars) shall be paid to the person or persons responsible for information that was turned over to official investigating police authorities that leads to the arrest and conviction in a court having criminal jurisdiction to preside over proceedings arising from the official investigation of all persons responsible for the abduction of a child under the age of 17 who is registered in the IPA Child Chain Registry 72 hours prior to the actual abduction
• the reward shall be paid upon the arrest and conviction of all persons involved in the criminal abduction of the child. Those claiming the reward are only eligible to receive proceeds after the conviction in criminal court of the final participant in the criminal conduct that lead to the abduction
• the reward shall be paid to the person and/or persons who provide the official investigating police agency the information that the police credit for capturing the person and/or persons responsible for the abduction. If more than one person is eligible for the reward, the $25,000 reward shall be divided among those persons as the IPA deems is appropriate.
• Only representatives of the IPA shall determine what person and/or persons are eligible to receive the reward
• Members of the abducted child’s family, police officers, private investigators, anyone having participated in any way in the abduction and/or arrested and convicted on charges arising from the abduction event, and anyone ever convicted of any felony are not eligible to receive any portion of the IPA reward
• The offer is the reward only applies to cases involving the stranger abduction of the child. No reward is offered in: cases involving family abduction, abduction involving a boyfriend/girlfriend of the child, abduction involving some other acquaintance of the child, and/or cases involving a child that is a willing participant in the “abduction”.
• The offer for the reward is deemed void if the IPA can articulate reasonable suspicion that the person claiming eligibility to the reward is somehow involved in the actual abduction or is otherwise involved in an attempt to fraudulently claim eligibility to the reward.